![]() What’s Ahead: By default, you can’t edit the spreadsheet (lest you want all of us to see your monthly expenses). Most also work with Google Docs and Open Office. The Money Under 30 Joint Expense Tracking Spreadsheet. Here are Ramsey’s ideal percentages across his 12 budget categories, using the example of a family of four with take-home pay of 6,000 per month who needs part-time childcare, has employer-paid health insurance, and has paid off their non-mortgage debt: Housing costs: 25. Note: All Practical Spreadsheets work with Microsoft Excel. If this spreadsheet does not meet your needs, consider aĬlick here to download our FREE Monthly Household Budget Spreadsheet Choose "Open" to immediately open the template for editing, or choose "Save" to save the template to a location on your computer. ![]() This will reserve 10% of your salary for things such as savings or unexpected expenses.Ĭlick on the below image or link to download the spreadsheet. When creating your budget, try to keep your total expenses less than 90% of your salary. Once you have your budget created, you can also use the spreadsheet to compare your actual income and expenses to your budget.Ĭreating a budget is an excellent way to reduce debt, analyze expenses, or plan for future purchases. Available in spreadsheet, card, or calendar view. The spreadsheet separates common expenses into fixed and variable. Track your monthly expenses with Jotforms free online Monthly Budget Template. This FREE Monthly Household Budget Spreadsheet will help you create your own, personal budget.
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